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Wikipedia

KBC Bank

KBC Group N.V. is a Belgian universal multi-channel bank-insurer, focusing on private clients and small and medium-sized enterprises in Belgium, Ireland, Central Europe and South-East Asia. Besides retail banking, insurance and asset management activities (in collaboration with daughter companies KBC Insurance NV and KBC Asset Management NV), KBC is active in, among other things, European debt capital markets, domestic cash equity markets and in the field of corporate banking, private banking, leasing, factoring, reinsurance, private equity and project and trade finance in Belgium, Central and Eastern Europe and elsewhere (mainly in Europe). KBC is an acronym for Kredietbank ABB Insurance CERA Bank (CEntrale RAiffeisenkas).

KBC Group N.V.
TypeNaamloze vennootschap
Euronext: KBC
LuxSE: KBC
BEL 20 component
IndustryFinancial services
Founded1935; 86 years ago (1935) (Kredietbank), present name (KBC Group) dates from 2005
HeadquartersBrussels, Belgium
Key people
Koenraad Debackere (Chairman), Johan Thijs [nl] (CEO), Rik Scheerlinck (CFO)
ProductsBanking, insurance, asset management
Revenue7.629 billion (2019)
€2.489 billion (2019)
AUM€216 billion (2019)
Total assets€290.7 billion (end 2019)
Total equity€20.4 billion (end 2019)
Number of employees
37,854 (FTE, end 2019)
Websitewww.kbc.com

The parent company, KBC Group N.V., is one of the major companies and the second largest bancassurer in Belgium. It is the 15th largest bank in Europe by market capitalisation and a major financial player in Central and Eastern Europe, employing some 41,000 staff (of which more than half in Central and Eastern Europe) and serving 12 million customers worldwide (some 7 to 8 million in Central and Eastern Europe). KBC is a Forbes Global 2000 company.

The group is controlled by a syndicate of core shareholders, and has a free float of approximately 60%. In the core shareholders, KBC Ancora controls 19%, MRBB (part of the Flemish farmers' association) controls around 12%, CERA (the largest cooperative in Flanders) 3% and a group of industrialist families controls another 8%. The free float was chiefly held by a large variety of international institutional investors as of mid 2018. Its shares are traded on the Euronext exchange in Brussels.

The group's overall ambition is to be the reference in bank-insurance in all its core markets.

The private art collection of KBC is situated in the Rockox House in Antwerp.

Contents

The Catholic Volksbank van Leuven, founded in 1889, was one of the earliest predecessors of the KBC Bank. Another predecessor was the Bremer Vorschussverein, founded in 1889 and changed later into Bankverein Bremen AG. In 1935, the banks Algemeene Bankvereeniging and Volksbank van Leuven merged with the Bank voor Handel en Nijverheid to create the Kredietbank. The Kredietbank would be the only Belgian financial institution under Flemish control which would survive the financial crisis of the great depression of the 1930s. Fernand Collin, who became president in 1938, conceived the business strategy which would lead to the growth of the bank. He defined the Kredietbank as an independent bank with a decidedly Flemish character which would be an instrument to further Flemish economic growth.

During World War II, the bank would be able to expand its activities and grow its deposits from the Flemish middle class. After the war, because of the economic recovery, the Kredietbank, now the third largest bank in Belgium, was able to increase the number of operating branches in Flanders. The postwar growth strategy of the bank emphasised foreign expansion and the development of portfolio-management services for investors. The bank expanded into Luxembourg in 1949 with the Kredietbank S.A. Luxembourgeoise and into Wallonia with the establishment of the Crédit Général de Belgique in 1961.

The Kredietbank also expanded into the Belgian Congo. It established a branch in Léopoldville in 1952. Then in 1954 it acquired Banque Congolaise pour l’Industrie, le Commerce, et l’Agriculture and renamed it Kredietbank-Congo, Ultimately it had four branches, one each in Léopoldville, Bukavu, Elizabethville and Stanleyville. Due to the situation emerging after the independence of the Belgian Congo in 1960, the bank discontinued its Congolese operations in 1966.

In the sixties, driven by increasing competition, the bank worked on the expansion of its branch network and improvement of consumer services. In 1966, the bank began building a foreign-correspondent network and the establishment of foreign branches in a number of countries. In 1970, together with six other European institutions, Kredietbank established the Inter-Alpha Group of Banks. The Kredietbank N.V. Bruxelles acquired the main part of the shares from the Bankverein Bremen AG since 1982. The branch in Bremen was renamed to Kredietbank-Bankverein AG in 1990.

In 1998, the Kredietbank merged with two financial institutions originating from the Boerenbond (Vlaanderen) [nl] (E: Belgian Catholic Farmers Association), ABB-insurance (Assurances du Boerenbond Belge) and CERA (Centrale Raiffeisenkas) Bank, to form the 'KBC Bank and Insurance Holding Company'. Since then, the group has significantly expanded its activities, chiefly in Central and Eastern Europe. In 2005, KBC set another milestone by merging with its parent company, Almanij, and changing its name to KBC Groep NV [nl].

Over the past 2 decades, KBC built up a strong presence in many of the countries that joined the EU on 1 May 2004. More recently (2007), KBC made acquisitions in Bulgaria (DZI Insurance, DZI Invest and EIBANK), Romania (KBC Securities Romania, Romstal Leasing and INK Insurance Broker), Russia (Absolut Bank), Serbia (KBC Banka and Senzal, which became KBC Securities AD Beograd, Hipobroker, which became KBC Broker, and Bastion, which became KBC Securities Corporate Finance) and Slovakia (Istrobanka). In 2017, KBC acquired UBB and Interlease in Bulgaria.

After receiving government support during the financial crisis, the bank embarked on a divestment programme to satisfy the requirements of the European Commission. As such, it sold several subsidiaries, including Centea, Fidea, Kredyt Bank, ADB, KBC Deutschland, Absolut Bank and KBL epb (Krediet Bank Luxembourgeoise), its network of European private banking subsidiaries. The divestment programme was completed in 2014 and the state aid entirely paid back by 2015, five years ahead of the agreed schedule.

The group now focusses on its six core countries: Belgium, The Czech Republic, Slovakia, Hungary, Bulgaria and Ireland.

In December 2016, KBC announced that it would acquire United Bulgarian Bank, making KBC the largest bank-insurance group in the country. In February 2017, Ireland was defined as a new core market of KBC Group.

In April 2021, KBC entered into talks with Bank of Ireland to sell its performing loan book and announced its intention to withdraw from Ireland.

KBC has been criticised for its investment policies regarding fossil fuels. According to a 2015 report by Belgian NGO Fairfin KBC invested US$2.4 billion between 2004 and 2014 through loans and emitting shares and obligations. In contrast the money allocated to renewable energy was only US$929 million.

When KBC reviewed its sustainability policy in 2016, the Global Network of Non-governmental organisation cooperating in the field of private banks and sustainability, Banktrack published an analysis acknowledging progress made on fossil fuels, while criticising the exception for the Czech Republic where the bank continues to finance coal, saying “the new general restriction on coal is welcome and positive, however the exception applied to Czech coal companies is concerning."

In 2017 the Belgian Climate Coalition published a report charting the investments in fossil fuel of the four major banks in Belgium (KBC, ING, BNP Paribas and Belfius). In this report they attacked the exception for the Czech Republic as well,saying “the exceptions for coal activities in the Czech Republic don’t comply with the strict deadlines imposed by climate science.”

KBC Group NV is the direct parent company of:

  • KBC Bank NV
  • KBC Insurance NV

All other KBC Group companies are direct or indirect subsidiaries of these. The main ones are shown in the table:

Company Registered office Share of capital held at group level (in%) Business unit* Activity
KBC BANK GROUP
KBC Bank NV Brussels – BE 100,00 BEL credit institution
CBC BANQUE SA Namur – BE 100,00 BEL credit institution
Československá Obchodná Banka a.s. Bratislava – SK 100,00 IMA credit institution
Československá Obchodní Banka a.s. Prague – CZ 100,00 CZR credit institution
CIBANK EAD Sofia – BG 100,00 IMA credit institution
KBC Asset Management NV Brussels – BE 100,00 BEL asset management
KBC Autolease NV Leuven – BE 100,00 BEL leasing
KBC Bank Ireland Plc. Dublin – IE 100,00 IMA credit institution
KBC Commercial Finance NV Brussels – BE 100,00 BEL factoring
KBC Credit Investments NV Brussels – BE 100,00 BEL/GRP investment firm
KBC IFIMA SA Luxembourg – LU 100,00 GRP financing
KBC Securities NV Brussels – BE 100,00 BEL stockbroker
K&H Bank Zrt. Budapest – HU 100,00 IMA credit institution
Loan Invest NV Brussels – BE 100,00 IMA securitisation
United Bulgarian Bank AD Sofia – BG 99,91 IMA credit institution
KBC INSURANCE (GROUP)
KBC Insurance NV Leuven – BE 100,00 BEL/GRP insurance company
ADD NV Heverlee – BE 100,00 BEL insurance broker
KBC Group Re SA Luxembourg – LU 100,00 GRP reinsurance company
ČSOB Pojišťovna a.s. Pardubice – CZ 100,00 CZR insurance company
ČSOB Poisťovňa a.s. Bratislava – SK 100,00 IMA insurance company
DZI (group) Sofia – BG 100,00 IMA insurance company
Groep VAB NV Zwijndrecht – BE 95,00 BEL driving school/roadside assistance
K&H Biztosító Zrt. Budapest – HU 100,00 IMA insurance company
KBC GROUP
KBC Group NV Brussels – BE 100,00 GRP bank-insurance holding company
KBC Bank (group) various locations 100,00 various credit institution
KBC Insurance (group) various locations 100,00 various insurance company

BEL = Belgium Business Unit, CZR = Czech Republic Business Unit, IMA = International Markets Business Unit, GRP = Group Centre.

KBC Bank NV

KBC Bank is the main subsidiary. Its first home market is Belgium, where it is one of the top three banks, with a 20-25% market share and over three million customers (counting the customers of the subsidiaries in Belgium). Its second home market is Central Europe, served via subsidiaries and investments in the Czech Republic (ČSOB), Slovakia (ČSOB and OTP Banka), Hungary (K&H Bank) and Bulgaria (CIBank and UBB Bank). In all of these countries, KBC Bank is a leading player by market share. It also has a substantial presence in Ireland through its subsidiary KBC Bank Ireland (formerly IIB Bank), which is a major player in both the corporate and residential mortgage markets there. In all, KBC Bank has established a presence in some thirty countries around the globe.

KBC Project Finance is a subsidiary of KBC Bank, and has been an active player in the non-recourse financing of projects since the early 1990s. Headquartered in Dublin, it also has professionals based in London, Brussels, New York, Hong Kong, and Sydney. Its main business lines are Energy and Infrastructure. This includes financing projects in sectors such as the oil & gas industry, power, renewable energy, and Public-Private Partnership. It has a portfolio in excess of US$5bn, financing approximately 250 projects worldwide.

KBC Bank also has investment banking operations in Europe, US and Asia. A specialist arm called KBC Financial Products operates primarily in global convertible bonds; its branch in Japan is called KBC Securities Japan, which specialises in secondary equity broking, convertible bonds, warrants, and equity derivatives.

Kredietbank SA Luxembourgeoise - European Private Bankers (KBL)

KBC sold KBL European Private Bankers to Precision Capital for a reported €1.05 billion in October 2011.

In 2019, Harvard Business Review ranked KBC's CEO Johan Thijs as the 8th best performing CEO in the world.

  1. "Annual Report 2019"(PDF). KBC Group. Retrieved12 March 2021.
  2. "Top 20 European banks by market cap, Q4'20". www.spglobal.com. Retrieved2021-03-12.
  3. "Global 2000 - The World's Largest Public Companies 2020". Forbes. Retrieved2021-03-10.
  4. Edouard Mambu ma Khenzu. 2006. A Modern History of Monetary and Financial Systems of Congo, 1885-1995. (Lewiston: Edward Mellan).
  5. "History of the German branch". Kbcbank.de. Retrieved2013-04-11.
  6. "Ireland: new core market of KBC Group". newsroom.kbc.com. Retrieved2019-01-19.
  7. "KBC looking to leave Irish banking market with sale of loans to Bank of Ireland". Irish Examiner. Retrieved2021-04-16.
  8. "Our future undermined"(PDF). bankwijzer. Retrieved3 May 2018.
  9. "KBC Group Sustainability Framework"(PDF). KBC. Retrieved3 May 2018.
  10. "Belgian bank KBC's sustainability policy: a mixed bag". BankTrack. Retrieved2016-09-22.
  11. "FOSSIELVRIJE BANKEN IN DE STRIJD TEGEN DE KOOLSTOF- ZEEPBEL"(PDF). Klimaat Coalitie. Retrieved2017-03-30.
  12. Deighton, Ben (2011-10-10). "UPDATE 3-Qatari royals swoop on Belgian, Luxembourg private banks". Reuters. Retrieved2020-10-16.
  13. "The CEO 100, 2019 Edition". Harvard Business Review. 2019-11-01. Retrieved2019-11-09.
  • Van der Wee, Herman and Van der Wee-Verbreyt, Monique, People Make History: The Kredietbank and the Economic Rise of Flanders, 1935-1985, Brussels, Kredietbank, 1985.

KBC Bank
bank, language, watch, edit, group, belgian, universal, multi, channel, bank, insurer, focusing, private, clients, small, medium, sized, enterprises, belgium, ireland, central, europe, south, east, asia, besides, retail, banking, insurance, asset, management, . KBC Bank Language Watch Edit KBC Group N V is a Belgian universal multi channel bank insurer focusing on private clients and small and medium sized enterprises in Belgium Ireland Central Europe and South East Asia Besides retail banking insurance and asset management activities in collaboration with daughter companies KBC Insurance NV and KBC Asset Management NV KBC is active in among other things European debt capital markets domestic cash equity markets and in the field of corporate banking private banking leasing factoring reinsurance private equity and project and trade finance in Belgium Central and Eastern Europe and elsewhere mainly in Europe KBC is an acronym for Kredietbank ABB Insurance CERA Bank CEntrale RAiffeisenkas KBC Group N V TypeNaamloze vennootschapTraded asEuronext KBC LuxSE KBC BEL 20 componentIndustryFinancial servicesFounded1935 86 years ago 1935 Kredietbank present name KBC Group dates from 2005HeadquartersBrussels BelgiumKey peopleKoenraad Debackere Chairman Johan Thijs nl CEO Rik Scheerlinck CFO ProductsBanking insurance asset managementRevenue 7 629 billion 2019 1 Net income 2 489 billion 2019 1 AUM 216 billion 2019 1 Total assets 290 7 billion end 2019 1 Total equity 20 4 billion end 2019 1 Number of employees37 854 FTE end 2019 1 Websitewww kbc com The parent company KBC Group N V is one of the major companies and the second largest bancassurer in Belgium It is the 15th largest bank in Europe by market capitalisation 2 and a major financial player in Central and Eastern Europe employing some 41 000 staff of which more than half in Central and Eastern Europe and serving 12 million customers worldwide 1 some 7 to 8 million in Central and Eastern Europe KBC is a Forbes Global 2000 company 3 The group is controlled by a syndicate of core shareholders and has a free float of approximately 60 In the core shareholders KBC Ancora controls 19 MRBB part of the Flemish farmers association controls around 12 CERA the largest cooperative in Flanders 3 and a group of industrialist families controls another 8 1 The free float was chiefly held by a large variety of international institutional investors as of mid 2018 Its shares are traded on the Euronext exchange in Brussels The group s overall ambition is to be the reference in bank insurance in all its core markets The private art collection of KBC is situated in the Rockox House in Antwerp Contents 1 History 2 Investment in coal 3 Structure and main subsidiaries 3 1 KBC Bank NV 3 2 Kredietbank SA Luxembourgeoise European Private Bankers KBL 4 Other 5 See also 6 References 7 External linksHistory EditThe Catholic Volksbank van Leuven founded in 1889 was one of the earliest predecessors of the KBC Bank Another predecessor was the Bremer Vorschussverein founded in 1889 and changed later into Bankverein Bremen AG In 1935 the banks Algemeene Bankvereeniging and Volksbank van Leuven merged with the Bank voor Handel en Nijverheid to create the Kredietbank The Kredietbank would be the only Belgian financial institution under Flemish control which would survive the financial crisis of the great depression of the 1930s Fernand Collin who became president in 1938 conceived the business strategy which would lead to the growth of the bank He defined the Kredietbank as an independent bank with a decidedly Flemish character which would be an instrument to further Flemish economic growth During World War II the bank would be able to expand its activities and grow its deposits from the Flemish middle class After the war because of the economic recovery the Kredietbank now the third largest bank in Belgium was able to increase the number of operating branches in Flanders The postwar growth strategy of the bank emphasised foreign expansion and the development of portfolio management services for investors The bank expanded into Luxembourg in 1949 with the Kredietbank S A Luxembourgeoise and into Wallonia with the establishment of the Credit General de Belgique in 1961 The Kredietbank also expanded into the Belgian Congo It established a branch in Leopoldville in 1952 Then in 1954 it acquired Banque Congolaise pour l Industrie le Commerce et l Agriculture and renamed it Kredietbank Congo 4 Ultimately it had four branches one each in Leopoldville Bukavu Elizabethville and Stanleyville Due to the situation emerging after the independence of the Belgian Congo in 1960 the bank discontinued its Congolese operations in 1966 In the sixties driven by increasing competition the bank worked on the expansion of its branch network and improvement of consumer services In 1966 the bank began building a foreign correspondent network and the establishment of foreign branches in a number of countries In 1970 together with six other European institutions Kredietbank established the Inter Alpha Group of Banks The Kredietbank N V Bruxelles acquired the main part of the shares from the Bankverein Bremen AG since 1982 The branch in Bremen was renamed to Kredietbank Bankverein AG in 1990 5 In 1998 the Kredietbank merged with two financial institutions originating from the Boerenbond Vlaanderen nl E Belgian Catholic Farmers Association ABB insurance Assurances du Boerenbond Belge and CERA Centrale Raiffeisenkas Bank to form the KBC Bank and Insurance Holding Company Since then the group has significantly expanded its activities chiefly in Central and Eastern Europe In 2005 KBC set another milestone by merging with its parent company Almanij and changing its name to KBC Groep NV nl Over the past 2 decades KBC built up a strong presence in many of the countries that joined the EU on 1 May 2004 More recently 2007 KBC made acquisitions in Bulgaria DZI Insurance DZI Invest and EIBANK Romania KBC Securities Romania Romstal Leasing and INK Insurance Broker Russia Absolut Bank Serbia KBC Banka and Senzal which became KBC Securities AD Beograd Hipobroker which became KBC Broker and Bastion which became KBC Securities Corporate Finance and Slovakia Istrobanka In 2017 KBC acquired UBB and Interlease in Bulgaria After receiving government support during the financial crisis the bank embarked on a divestment programme to satisfy the requirements of the European Commission As such it sold several subsidiaries including Centea Fidea Kredyt Bank ADB KBC Deutschland Absolut Bank and KBL epb Krediet Bank Luxembourgeoise its network of European private banking subsidiaries The divestment programme was completed in 2014 and the state aid entirely paid back by 2015 five years ahead of the agreed schedule The group now focusses on its six core countries Belgium The Czech Republic Slovakia Hungary Bulgaria and Ireland 6 In December 2016 KBC announced that it would acquire United Bulgarian Bank making KBC the largest bank insurance group in the country In February 2017 Ireland was defined as a new core market of KBC Group In April 2021 KBC entered into talks with Bank of Ireland to sell its performing loan book and announced its intention to withdraw from Ireland 7 Investment in coal EditKBC has been criticised for its investment policies regarding fossil fuels According to a 2015 report by Belgian NGO Fairfin KBC invested 8 US 2 4 billion between 2004 and 2014 through loans and emitting shares and obligations In contrast the money allocated to renewable energy was only US 929 million When KBC reviewed its sustainability policy in 2016 9 the Global Network of Non governmental organisation cooperating in the field of private banks and sustainability Banktrack published an analysis acknowledging progress made on fossil fuels while criticising the exception for the Czech Republic where the bank continues to finance coal 10 saying the new general restriction on coal is welcome and positive however the exception applied to Czech coal companies is concerning In 2017 the Belgian Climate Coalition published a report 11 charting the investments in fossil fuel of the four major banks in Belgium KBC ING BNP Paribas and Belfius In this report they attacked the exception for the Czech Republic as well saying the exceptions for coal activities in the Czech Republic don t comply with the strict deadlines imposed by climate science Structure and main subsidiaries EditKBC Group NV is the direct parent company of KBC Bank NV KBC Insurance NV All other KBC Group companies are direct or indirect subsidiaries of these The main ones are shown in the table Company Registered office Share of capital held at group level in Business unit ActivityKBC BANK GROUPKBC Bank NV Brussels BE 100 00 BEL credit institutionCBC BANQUE SA Namur BE 100 00 BEL credit institutionCeskoslovenska Obchodna Banka a s Bratislava SK 100 00 IMA credit institutionCeskoslovenska Obchodni Banka a s Prague CZ 100 00 CZR credit institutionCIBANK EAD Sofia BG 100 00 IMA credit institutionKBC Asset Management NV Brussels BE 100 00 BEL asset managementKBC Autolease NV Leuven BE 100 00 BEL leasingKBC Bank Ireland Plc Dublin IE 100 00 IMA credit institutionKBC Commercial Finance NV Brussels BE 100 00 BEL factoringKBC Credit Investments NV Brussels BE 100 00 BEL GRP investment firmKBC IFIMA SA Luxembourg LU 100 00 GRP financingKBC Securities NV Brussels BE 100 00 BEL stockbrokerK amp H Bank Zrt Budapest HU 100 00 IMA credit institutionLoan Invest NV Brussels BE 100 00 IMA securitisationUnited Bulgarian Bank AD Sofia BG 99 91 IMA credit institutionKBC INSURANCE GROUP KBC Insurance NV Leuven BE 100 00 BEL GRP insurance companyADD NV Heverlee BE 100 00 BEL insurance brokerKBC Group Re SA Luxembourg LU 100 00 GRP reinsurance companyCSOB Pojistovna a s Pardubice CZ 100 00 CZR insurance companyCSOB Poistovna a s Bratislava SK 100 00 IMA insurance companyDZI group Sofia BG 100 00 IMA insurance companyGroep VAB NV Zwijndrecht BE 95 00 BEL driving school roadside assistanceK amp H Biztosito Zrt Budapest HU 100 00 IMA insurance companyKBC GROUPKBC Group NV Brussels BE 100 00 GRP bank insurance holding companyKBC Bank group various locations 100 00 various credit institutionKBC Insurance group various locations 100 00 various insurance company BEL Belgium Business Unit CZR Czech Republic Business Unit IMA International Markets Business Unit GRP Group Centre KBC Bank NV Edit KBC Bank is the main subsidiary Its first home market is Belgium where it is one of the top three banks with a 20 25 market share and over three million customers counting the customers of the subsidiaries in Belgium Its second home market is Central Europe served via subsidiaries and investments in the Czech Republic CSOB Slovakia CSOB and OTP Banka Hungary K amp H Bank and Bulgaria CIBank and UBB Bank In all of these countries KBC Bank is a leading player by market share It also has a substantial presence in Ireland through its subsidiary KBC Bank Ireland formerly IIB Bank which is a major player in both the corporate and residential mortgage markets there In all KBC Bank has established a presence in some thirty countries around the globe KBC Project Finance is a subsidiary of KBC Bank and has been an active player in the non recourse financing of projects since the early 1990s Headquartered in Dublin it also has professionals based in London Brussels New York Hong Kong and Sydney Its main business lines are Energy and Infrastructure This includes financing projects in sectors such as the oil amp gas industry power renewable energy and Public Private Partnership It has a portfolio in excess of US 5bn financing approximately 250 projects worldwide KBC Bank also has investment banking operations in Europe US and Asia A specialist arm called KBC Financial Products operates primarily in global convertible bonds its branch in Japan is called KBC Securities Japan which specialises in secondary equity broking convertible bonds warrants and equity derivatives Kredietbank SA Luxembourgeoise European Private Bankers KBL Edit KBC sold KBL European Private Bankers to Precision Capital for a reported 1 05 billion in October 2011 12 Other EditIn 2019 Harvard Business Review ranked KBC s CEO Johan Thijs as the 8th best performing CEO in the world 13 See also Edit Banks portal Companies portal Paul Borghgraef Fernand Collin Luc Debaillie Frank Donck Jozef Van Waeyenberge Remi Vermeiren former president Philippe VlerickReferences Edit a b c d e f g h Annual Report 2019 PDF KBC Group Retrieved 12 March 2021 Top 20 European banks by market cap Q4 20 www spglobal com Retrieved 2021 03 12 Global 2000 The World s Largest Public Companies 2020 Forbes Retrieved 2021 03 10 Edouard Mambu ma Khenzu 2006 A Modern History of Monetary and Financial Systems of Congo 1885 1995 Lewiston Edward Mellan History of the German branch Kbcbank de Retrieved 2013 04 11 Ireland new core market of KBC Group newsroom kbc com Retrieved 2019 01 19 KBC looking to leave Irish banking market with sale of loans to Bank of Ireland Irish Examiner Retrieved 2021 04 16 Our future undermined PDF bankwijzer Retrieved 3 May 2018 KBC Group Sustainability Framework PDF KBC Retrieved 3 May 2018 Belgian bank KBC s sustainability policy a mixed bag BankTrack Retrieved 2016 09 22 FOSSIELVRIJE BANKEN IN DE STRIJD TEGEN DE KOOLSTOF ZEEPBEL PDF Klimaat Coalitie Retrieved 2017 03 30 Deighton Ben 2011 10 10 UPDATE 3 Qatari royals swoop on Belgian Luxembourg private banks Reuters Retrieved 2020 10 16 The CEO 100 2019 Edition Harvard Business Review 2019 11 01 Retrieved 2019 11 09 Van der Wee Herman and Van der Wee Verbreyt Monique People Make History The Kredietbank and the Economic Rise of Flanders 1935 1985 Brussels Kredietbank 1985 External links Edit Media related to KBC Bank at Wikimedia Commons Official websiteRetrieved from https en wikipedia org w index php title KBC Bank amp oldid 1035455494, wikipedia, wiki, book, books, library,

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